關於 citi go ，我們在網路上蒐集到這些相關的討論、資訊與評價

#ของมันต้องมี รวมมาให้แล้วในโพสต์นี้ ลดเยอะ ใช้โค้ดลดเพิ่มแล้วถูกมาก พร้อมส่งฟรีถึงบ้าน

🛍 M Online จัดแคมเปญใหญ่ Shopping Must Go On จะช้อปต้องได้ช้อป ขนสินค้าไอที แกดเจท เครื่องใช้ไฟฟ้า จากแผนก Power Mall มาลดราคาสูงสุด 80% พร้อมโค้ดลดเพิ่มสูงสุด 1,000 บาท อยากได้ชิ้นไหน กดใส่ตะกร้าแล้วไปจ่ายเงินได้เลย ส่งให้ถึงบ้าน

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🧑🏻‍💻 ช้อปได้ที่ http://monline.click/MfFBK
📅 ช้อปได้ตั้งแต่ 27 สิงหาคม 2564 – 28 กันยายน 2564

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⚡ Non-Stop Code แจกโค้ดช้อปต่อเนื่องลดสูงสุด 1,000 บาท* ลดทั้งเว็บ ยกเว้นสินค้าหมวด Power Mall
- พิมพ์โค้ด SMG100 ลดเพิ่ม 100 บาท เมื่อช้อป 3,000 บาท
- พิมพ์โค้ด SMG400 ลดเพิ่ม 400 บาท เมื่อช้อป 8,000 บาท
- พิมพ์โค้ด SMG1000 ลดเพิ่ม 1,000 บาท เมื่อช้อป 15,000 บาท

💳 บัตรเครดิต SCB M VISA ลดเพิ่มทันทีสูงสุด 600 บาท* เพียงชำระผ่านบัตรเครดิต SCB M VISA ไม่ต้องแลกคะแนน ไม่ต้องรอเงินคืน ได้ทุกหมวดสินค้า*
- ลดเพิ่ม 150 บาท เมื่อช้อป 3,000 บาท ขึ้นไปหลังหักส่วนลด
- ลดเพิ่ม 600 บาท เมื่อช้อป 8,000 บาท ขึ้นไปหลังหักส่วนลด
💳 บัตรเครดิต SCB ลดเพิ่มทันทีสูงสุด 300 บาท เพียงชำระผ่านบัตรเครดิต Citi, SCB, TTB, KCC ไม่ต้องแลกคะแนน ไม่ต้องรอเงินคืน ได้ทุกหมวดสินค้า*
💳 Partner Privileges​ ลดเพิ่มสูงสุด 200 บาท*
💳 บัตรเครดิตที่ร่วมรายการรับเครดิตเงินคืน / บัตรกำนัลห้างฯ / แลกคะแนนสะสมลดเพิ่ม 15% หรือผ่อนชำระ 0% นานสูงสุด 10 เดือน*
🌍 รายละเอียดเพิ่มเติมคลิก http://monline.click/MfFBK
*เฉพาะสินค้าที่ร่วมรายการ / เงื่อนไขเป็นไปตามที่กำหนด

#MOnline #ShoppingMustGoOn #คลิกเดียวถึงห้าง #TheMallThailand #EMPORIUM #EMQUARTIER #PARAGONDEPARTMENTSTORE

😍 สายบิวตี้ห้ามพลาด!! เครื่องสำอาง น้ำหอม สกินแคร์ ลดเยอะ และใช้โค้ดลดเพิ่มได้อีก ราคาสุดท้าย จ่ายถูกมากกกก

🛍 M Online Shopping Must Go On แคมเปญใหญ่ประจำเดือนกันยายน จะช้อปต้องได้ช้อป ขนเครื่องสำอาง สกินแคร์ และน้ำหอม แบรนด์ดัง จากเดอะมอลล์ พารากอน และเอ็มโพเรียม มาลดทั้งเว็บ สูงสุด 80% พร้อมโค้ดส่วนลดเพิ่มอีกสูงสุด 1,000 บาท และส่งฟรี ไม่มีขั้นต่ำ

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🧑🏻‍💻 ช้อปได้ที่ http://monline.click/PfFVn
📅 ช้อปได้ตั้งแต่ 27 สิงหาคม 2564 – 28 กันยายน 2564

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⚡ Non-Stop Code รับโค้ดช้อปต่อเนื่องลดสูงสุด 1,000 บาท* ลดทั้งเว็บ ยกเว้นสินค้าหมวด Power Mall
- พิมพ์โค้ด SMG100 ลดเพิ่ม 100 บาท เมื่อช้อป 3,000 บาท
- พิมพ์โค้ด SMG400 ลดเพิ่ม 400 บาท เมื่อช้อป 8,000 บาท
- พิมพ์โค้ด SMG1000 ลดเพิ่ม 1,000 บาท เมื่อช้อป 15,000 บาท

💳 บัตรเครดิต SCB M VISA ลดเพิ่มทันทีสูงสุด 600 บาท* เพียงชำระผ่านบัตรเครดิต SCB M VISA ไม่ต้องแลกคะแนน ไม่ต้องรอเงินคืน ได้ทุกหมวดสินค้า*
- ลดเพิ่ม 150 บาท เมื่อช้อป 3,000 บาท ขึ้นไปหลังหักส่วนลด
- ลดเพิ่ม 600 บาท เมื่อช้อป 8,000 บาท ขึ้นไปหลังหักส่วนลด

💳 บัตรเครดิตอื่นๆ ลดเพิ่มทันทีสูงสุด 300 บาท เพียงชำระผ่านบัตรเครดิต Citi, SCB, TTB, KCC ไม่ต้องแลกคะแนน ไม่ต้องรอเงินคืน ได้ทุกหมวดสินค้า*
💳 Partner Privileges​ ลดเพิ่มสูงสุด 200 บาท*
💳 บัตรเครดิตที่ร่วมรายการรับเครดิตเงินคืน / บัตรกำนัลห้างฯ / แลกคะแนนสะสมลดเพิ่ม 15% หรือผ่อนชำระ 0% นานสูงสุด 10 เดือน*
🌍 รายละเอียดเพิ่มเติมคลิก http://monline.click/PfFVn
*เฉพาะสินค้าที่ร่วมรายการ / เงื่อนไขเป็นไปตามที่กำหนด

#MOnline #ShoppingMustGoOn #คลิกเดียวถึงห้าง #TheMallThailand #EMPORIUM #EMQUARTIER #PARAGONDEPARTMENTSTORE

🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.

這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html

(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).

關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.

分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".

分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.

🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.

Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.

產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.

Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."

🌻SPAC熱潮退卻，初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示，在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%，市值回落幅度上個月一度超過1,000億美元。"

"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金，以及許多對沖基金、養老金管理公司和其他一些投資者，都在SPAC的回落中遭受了衝擊，他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場，所以現在仍坐擁可觀收益。事實上，SPAC市值仍有約2,500億美元，高於一年前的約1,000億美元，反映出這期間股價上漲和新公司上市的影響。

但即便如此，今年年初令人炫目的回報還是讓許多後來者做了接盤俠，扎堆投資所謂穩賺不賠的領域，其永恆的風險可見一斑。在過去的幾個月裡，一些投資者眼睜睜看著帳面財富縮水。"

"股價下跌會在SPAC領域形成惡性循環，因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價，投資者就更有可能這樣做，而許多SPAC的股價現在正處於這樣的水平。目前，在尚未宣布併購交易的空白支票公司中，超過95%的公司股價低於發行價。

投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少，讓其更難實現業務目標，並可能加劇股價跌勢。"

https://on.wsj.com/3n6JznC

🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.

The path to profitability for many of these companies was to achieve massive scale, analysts said.

https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972

Pictures: 一葉知秋; from EarningsWhispers

#旅平險 #信用卡保險 #信用卡推薦
合作信箱✉️ : xshinxli@gmail.com
❗️影片未經同意請勿任意轉載、二次搬運、寫成新聞稿
❗️每月45元幫助我創作更多影片｜https://shinli.pse.is/PD4Q5
————————————————————————————

＊此支影片廣告收益將全額捐出

旅平險
搭乘公共運輸期間 (飛機起降間) 的旅行平安保
抵達目的地後不再受理範圍，部分頂級卡有將「海外全程保險」納入刷卡權益範圍內

旅遊不便險
「旅遊不便險」主要包含班機延誤 (最低認定 4 小時以上理賠)、行李延誤 (6~24 小時理賠)及行李遺失 (24 小時以上理賠)、劫機之情況，理賠方式為實支實付

今天最主要介紹旅遊平安險，不便險拍攝過影片
影片👉https://www.youtube.com/watch?v=UlB4iZ0zscg

被保險對象有哪些
(1)旅行平安險：
* 信用卡或簽帳金融卡持卡人、其配偶及受其扶養且未滿25足歲之未婚子女。
(2)全程旅行平安險：
* 信用卡或簽帳金融卡持卡人、其配偶及受其扶養且未滿25足歲之未婚子女。
(3)旅行不便險：
* 信用卡或簽帳金融卡持卡人、其配偶及受其扶養且未滿25足歲之未婚子女。
* 白金卡以上等級者包含持卡人之父母。
(4)購物險保障：
* 信用卡或簽帳金融卡持卡人。

旅平險刷卡條件 → 交通工具全額或80%以上旅遊團費
持卡人以永豐銀行信用卡或簽帳金融卡，於出發前支付被保險人(持卡本人及其家屬)之公共運輸交通工具全部費用或80%以上旅遊團費，即可享有旅遊險相關保險內容

各種保險都會因為信用卡等級理賠金額有所不同
理賠最高基本上都是 身故或是失能
也都還會有實支實付的傷害醫療給付
最高階基本上都是需要年費，免年費、神卡落在2,000 - 3,000萬的區間

搜尋方式 「銀行名稱 ＋ 旅平險」
記得先去了解自己的信用卡是什麼等級

📌永豐銀行
無限卡/世界卡 → 5,000萬
幣倍卡/夢行卡/國民旅遊卡 → 3,500萬
商務御璽卡/JCB晶緻卡/白金/鈦金/簽帳金融卡 → 2,500萬
永豐JCB｜https://shinli.pse.is/N4YCD （網購6%）
🔺大戶卡是在最後一個等級
🔺可利用幣倍卡搭配行動支付購買車票，最高享有9%
保險內容｜https://bank.sinopac.com/sinopacBT/personal/credit-card/card-right/travel.html

📌台新銀行
無限卡/世界卡 → 5,000萬
FlyGo/街口/玫瑰Giving/商務、雙幣 → 3,000萬
新光三越御璽、鈦金卡 → 2,500萬
鈦金卡/御璽卡/晶緻卡 → 2,000萬
台新玫瑰Giving卡｜https://pse.is/3cjgtb (假日3%)
GOGO卡| http://comparegroup.go2cloud.org/SH1ju （行動支付/網購6%）
🔺GOGO卡為最低階
🔺可利用FlyGo卡買車票、機票
詳情｜https://www.taishinbank.com.tw/TSB/personal/credit/intro/rights/insurance/right0202/

📌中信銀行
鼎極卡/大中華攜手飛無限、御璽卡、商務卡/ANA極致、晶緻卡 → 5,000萬
商旅卡 → 4,000萬
ANA御璽卡、白金卡 → 3,000萬
鈦金卡/御璽卡/晶緻卡/白金卡 → 2,000萬
🔺中信LOL卡、簽帳金融卡都屬於2,000萬等級
中信英雄聯盟卡｜https://ctbc.tw/dYTtRf （指定通路/網購10%）
詳情｜https://www.ctbcbank.com/twrbo/zh_tw/cc_index/cc_additional/cc_add_index/cc_add_ins_travel.html

📌國泰世華
無限卡/世界卡 → 持卡人6,000萬/配偶4,000萬/子女2,000萬
鈦金商務/極致御璽卡/御璽卡 → 3,500萬
鈦金卡/白金卡/晶緻卡/商務卡 → 2,000萬
🔺國泰KOKO卡2,000萬等級
詳情｜https://www.cathaybk.com.tw/cathaybk/personal/credit-card/cards/rights/travel-insurance/

📌富邦銀行
IMPERIAL 尊御世界卡 → 5,000萬
世界卡/無限卡 → 3,500萬
富邦鈦金卡(不含momo卡)/御璽卡/晶緻卡 → 2,000萬
白金卡 → 1,500萬
🔺富邦J卡為第二階2,000萬
富邦J卡｜https://shinli.pse.is/U8UWP （國內3%無上限）
🔺momo卡並沒有任何保險
詳細資訊｜https://www.fubon.com/banking/personal/credit_card/trip_insurance/trip_insurance.htm

📌花旗銀行
Citi Prestige → 5,000萬
現金回饋世界、無限/鑽石卡/環旅尊尚世界卡 → 3,600萬
環旅世界、御璽卡 → 2,500萬
現金回饋PLUS/響樂生活卡/金卡/透明卡 → 2,000萬
Happy Go聯名卡 → 1,000萬
🔺花旗現金回饋PLUS卡 2,000萬，新戶透過行動支付購買車票最高享10%
花旗現金回饋PLUS鈦金卡｜https://pse.is/3al9qa (指定通路10%)
詳細資訊｜https://www.citibank.com.tw/zh/credit-cards/travelinsurance/

📌玉山銀行
世界卡/無限卡/鑽石卡 → 5,000萬
商務卡/雙幣卡 → 3,000萬
鈦金卡/御璽卡/晶緻卡/白金卡→ 2,000萬
🔺UBear、Only卡為3,000萬/ Pi錢包2,000萬
詳細資訊｜https://www.esunbank.com.tw/bank/personal/credit-card/benefit/travel-insurance

📌聯邦銀行
無限卡/世界卡 → 5,000萬
賴點卡/商務差旅卡/各種聯名卡 → 3,000萬
其他白金卡/紅利卡 → 2,000萬
🔺賴點卡買車票享2%
聯邦賴點卡｜https://pse.is/3b4lj5 （國內2%/週六7%）
詳細資訊｜https://card.ubot.com.tw/eCard/Faq/q-16/index.htm



*我的新書* 《25歲存到100萬》
博客來：https://pse.is/38zezq
金石堂：https://tinyurl.com/y5akqqwd
三采 ：https://tinyurl.com/y3w6cqwl
誠品 ：https://bit.ly/3oIAKxF
讀冊 ：https://bit.ly/3rhefBv
MOMO：https://bit.ly/3jbMY0B
墊腳石：https://bit.ly/3tqfLDh

—————————————————————
*信用卡專區*

💡網購信用卡💡
玉山Ubear ｜https://pse.is/KXJWW （網購/行動支付3.8%）
玉山Pi錢包｜https://shinli.pse.is/PSTRY （PCHome 5%回饋無上限）
GOGO卡| http://comparegroup.go2cloud.org/SH1ju （行動支付/網購6%）
永豐JCB｜https://shinli.pse.is/N4YCD （網購6%）
富邦momo｜https://shinli.pse.is/RBJNF (網購3回饋無上限)
樂天信用卡｜https://shinli.pse.is/EUV7G （網購5%）

💡外送信用卡💡
中信英雄聯盟卡｜https://ctbc.tw/dYTtRf （指定通路/網購10%）

💡一般消費信用卡💡
台新玫瑰Giving卡｜https://pse.is/3cjgtb (假日3%)
花旗現金回饋PLUS鈦金卡｜https://pse.is/3al9qa (指定通路10%)
聯邦賴點卡｜https://pse.is/3b4lj5 （國內2%/週六7%）
富邦J卡｜https://shinli.pse.is/U8UWP （國內3%無上限）
星展ECO永續卡｜https://shinli.pse.is/RNHW6 （一般消費3%）
FlyGo卡| https://shinli.pse.is/UTMAF （高鐵/飯店6%）
匯豐現金回饋卡｜https://shinli.pse.is/UYRCA (國內1.22%/海外2.22%)
匯豐匯鑽卡｜https://pse.is/3aemhy （指定通路最高6%）

💡行動支付信用卡💡
台新街口聯名卡 ｜https://shinli.pse.is/V29G4 （指定通路6%）
GOGO卡|  https://shinli.pse.is/V29G4 （行動支付/網購6%）
凱基魔Buy卡｜https://shinli.pse.is/3amq3r （指定行動支付享8%）
花旗現金回饋PLUS鈦金卡｜https://pse.is/3al9qa (指定行動支付10%)

💡里程信用卡💡
匯豐旅人-輕旅卡｜https://shinli.pse.is/TRNK2
匯豐旅人-御璽卡｜https://shinli.pse.is/UYM33
匯豐旅人-無限卡｜https://shinli.pse.is/SWY28
玉山Only｜https://pse.is/J668L （最高5.2%回饋無上限）

💡高活儲網銀專區💡
永豐大戶 推薦碼shinli｜https://shinli.pse.is/TW36T (50萬內1.1% )
Richart ｜https://pse.is/3dblru （1.2%活存利息）
王道銀行｜https://pse.is/KGYJB (享100現金回饋)
iLeo｜https://pse.is/H4H8E (1.2%超高活存利息)
遠銀Bankee｜https://pse.is/FDDA4 （2.6%活存利息）

APP推薦
大戶投｜https://pse.is/3cgvcy （台美股定期定額/搭配大戶1.1%高活儲）
富果帳戶｜https://shinli.pse.is/M4Q9V (註冊享108元)
家樂福｜A542GMO (輸入推薦碼享3,000點)
註冊Shopback👉https://shinli.pse.is/SR4UE (享100獎勵金)
玉山e.Fingo｜2a5GCNHG (輸入推薦碼享優惠)
悠遊付｜M2F5657F9A0（首筆消費滿100享100回饋金）
UberEats ｜eats-xn13cyuzue (100元折價2張)

#電子利是 #春聯 #揮春 #e利是 #書法 #派利是 #利是封幾錢 #團年飯

由於本港疫情、限聚措施持續，2021農曆新年期間有不少拜年活動須取消，不過近年多間傳統銀行、電子支付平台、虛擬銀行都推出農曆新年「電子利是」功能，令傳統的派利是習俗即使在疫情下亦可轉到線上，照常舉行。當中更有部分平台如恒生銀行、渣打、中銀香港推出現金獎賞優惠。

各大銀行App獎賞優惠：

恒生銀行

「雙重祝福」包括：由大年初一至正月廿九(3月12日)期間，於恒生個人e-Banking派發電子利是，或登記轉數快（fps）收取利是；推薦親友加入使用智能助理HARO WhatsApp功能，均可即時參加應節大抽獎
獎品包括價$8,888元現金獎（8 份）、$1,688酒店餐飲電子現金券（80份）、$38法式糕點電子現金券（8,800份）
花旗銀行

由今月初至正月十七（28日），花旗銀行客戶於Citi Mobile App按「Get More」登記參加「Citi派利是大抽獎」，並於2月內發送兩封電子利是，即可參加
有機會贏取8,888元（名額兩名）或888元（名額30名）
中銀香港

於BoC Pay及手機銀行推新春Phone利是服務，可以隨利是附上賀年祝福訊息
由本周四（年三十，11日）至初十五（26日）新春期間，可參加上述抽獎以贏取8,888元現金獎賞，名額共10名
在推廣期內以Phone利是或轉帳/轉數快派電子利是1次，就可抽獎1次，分別有30次抽獎機會
渣打銀行

由年廿七（今日）至正月十七（28日），用SC Pay轉數快轉帳，包括派電子利是，並同時分享SC Pay貼圖，即可自動參加大抽獎
有機會贏取高達8,888元開運大利是，名額5份；另有188元現金獎1,000份
滙豐銀行

滙豐在去年12月初推出了HSBC HK手機App推廣活動「日日轉數日日送」，至本月28日(正月十七)才完結
在HSBC HK手機App內，用轉數快轉賬10元港幣或以上，每日第1萬、第2萬及第3萬位用戶即可獲1,000元現金回贈，名額共270名
該推廣期內更連續13星期設每周大抽獎，有機會獲得iPhone 12 Pro Max 512GB智能手機（太平洋藍色或石墨色），每星期2部，名額共26名
滙豐旗下電子錢包PayMe

滙豐日前推出大抽獎活動，由2021年2月12日至2月26日（初一至十五），經PayMe派利是並標籤#superstart 即可自動參加「醒足一年大抽獎」
有關獎賞包括：滙豐信用卡$6,000「獎賞錢」、foodpanda $3,600消費額、百佳超級市場$6,000元現金券、HKTaxi $3,600元消費額（名額各佔200名）
八達通App

年初一（12日）至正月廿九（3月12日）期間增設「e利是」功能， 用戶可自訂利是金額
透過QR code派發「e利是」，甚至設定隨機派發不同金額
家長也可經八達通銀包直接嘟入小朋友的八達通卡

八達通亦有設超過150萬元獎賞，其中首2萬名已設立轉數快銀行自動轉帳的八達通銀包用戶，如成功派發「e利是」給20位用戶累計達300港元，可獲贈38元「e利是」獎賞
成功派給40位用戶累計達600港元，每位可獲贈88港元「e利是」獎賞
新設立轉數快銀行自動轉帳的八達通銀包用戶，亦可獲30港元迎新「e 利是」
Tap & Go 拍住賞App：

由明（9日）至初十一（22日），透過Tap & Go派發電子利是並累積派發利是次數最多的首10名客戶（以收款帳戶計算），有機會贏取由csl.送出，為期24個月80GB本地流動數據5G服務計劃，總值10萬港元

虛擬銀行ZA Bank：

推出「千萬利是賀牛年」，預留總值$1,000萬元獎賞，由年廿九（本周三）至正月十七（28日）期間，用戶每推薦一位親友成功開戶，就可以和親友一同獲得168元現金獎賞
經 ZA Bank App派利是，亦有機會贏取$1,000現金獎
已婚人士更可選擇派雙封電子利是
為還原封、拆利是的感覺，用戶可逐一將鈔票拉入利是封内，完成入利市的過程。而收到利市後就要按一下封口位置的貼紙，才可打開看到電子鈔票?合作邀約請洽
gold7778@gmail.com
https://www.instagram.com/gold7778t/

成為這個頻道的會員並獲得獎勵：
https://www.youtube.com/channel/UCIuNPxqDGG08p3EqCwY0XIg/join

請用片右下角調4K睇片。

KHỎE ĐẸP VÌ AI - Bảo Anh ft ICD, HIEUTHUHAI, Hành Or, Duy Andy, Minh Tú | Official Music Video
Cám ơn #CITIGYM đã đồng hành cùng BẢO ANH trong dự án ân nhạc này!
----------------------------------------------------------------------------------------------------------------
PRODUCTION:
Project Leader: Phạm Minh Vũ
Project Coordinator: Lưu Hồng Anh, Kiệt Lâm
Creative Team: Mr.J, Nguyễn Linh
Art Team: Trọng Ngô, Khánh Như
Composer and Music Producer: Hứa Kim Tuyền
Music Arranger: JASE
Recorder: The Mask Production
Mix & Master: Minh Đạt Nguyễn
Production House: Meerkat Studios
Executive Producer: Võ Thành Công
Director: Đinh Hà Uyên Thư
Director of Photography: Duy Vk
Producer: Nguyễn Bảo Châu
Assistant Director: Lê Hoàng Phương
Focus Puller: Vũ Trần
Gaffer: Minh Huế
Art Director: Nguyễn Huỳnh Phương An
Props Master: Lực Trần
Makeup Artist: Quân Pu, Mid Nguyễn
Stylish: Hoàng Ku, Nguyên Huỳnh
Wardrobes: TVT (Thereandthen)
D.I.T: Nguyễn Koi
Shooting Board: Yuh Sắc
Casting: Nguyễn Thanh Tâm
Catering: Nguyễn Thị Trúc Phương
Rental House: Cinehanoi
Editor: Trần Minh Nhựt
Colorist: Trương Quốc Phương
VFX Artist: Khang Lâm
Poster Designer: Đinh Thiên Phú
Communications: D Group Media
----------------------------------------------------------------------------------------------------------------
LYRICS:
Phải trông thật cool,khoẻ thật khoẻ tướng thật ngon walk on CITI
Không từ bỏ phải quyết chí giữ lối sống một cách healthy
Để trước thử thách ta mạnh mẽ
Như chiến binh tay mang vũ khí
Không lười nhác không lowkey
Tiến về đích đến mới là chủ ý

Ai nói một mình là ta đang cô đơn
Update suy nghĩ và nên thay slogan
Trước khi phải ngại thì homie hold on
Bước tới phòng tập làm cho ta đô hơn
Ở nhà một mình và ngồi xem TV hay chạy tới CITI workout cùng PT
Nếu thấy là đáng, thì hãy lấy sức mà ráng
Để ta nói với buồn chán là bye bye BB

Chẳng có ai yêu mình
Hơn chính bản thân mình
Nên hãy dành tất cả những thứ tốt nhất để nuông chiều mình
Em phải xinh hơn này
Eo phải thon hơn này
Anh thì cần bờ vai đôi tay vững chắc để nâng trời này
So baby come come to me
Dont be lazy
Come come to me
Dont be lazy
Come come to me
Dont be lazy
DO IT NOW! DO IT NOW!
YOU-YOU-YOU CAN DO IT BABE!

Ai sẽ là đẹp nhất
Em sẽ là đẹp nhất
Anh sẽ là đẹp nhất
Nên hãy mau đến đây đi nào~ (x2)

Ayyo Andy right here
What’s going on my dear
Bỏ chiếc áo phao đó ra đi
Ngại gì ánh nhìn người ta chi
Và tập luyện hăng say
Sức khoẻ của mình nhiều lên/nhiều tràn đầy
Không bao giờ phải luyến tiếc/hết hiệp này mình chiến tiếp
Quan trọng/tự tin/yêu mình hằng ngày
Let’s go

Nhịn ăn chưa giảm cân ngay
Nhưng mà lại hại bản thân (âyyy)
Bạn có thể ăn cả thế giới nhưng không được để thế giới này cản chân tay
Nhịn ăn/đói, lại ăn/cảm thấy tội lỗi, buồn/một vòng luẩn quẩn
Vậy nên, ăn tốt, đi tập, cảm thấy tự hào, tự tin, chất luôn

Bodypump, Bums n' Tums
Salsa Bachata
Body Combat n' Yoga
Make it Zumba
Bodyjam, Steps n Crunch
Cycling-side-to-side
Body Balance/ Hyper Spins
Sexy Dance with me

HEY HONEY, WE-WE-WE CAN DO IT BABE!

C to the I to the T to the I
G to the Y to the M to the CITIGYM
C to the I to the T to the I
G to the Y to the M to the CITIGYM
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