關於 make a fortune 意思 ，我們在網路上蒐集到這些相關的討論、資訊與評價

🌻另一個Zoom會議(第二次貼......有補上一些內容)
繼上次的年報導讀會議後, 讓我們再做另一個會議! 這次很榮幸邀請到一位對估值很有見解的股友前輩來帶大家了解估值(恩, 這次我會是主持人, 不是主講人).
主題: 估值(valuation)分享會(Cat: 這不算基礎的估值會議)
主講人: 小揚(from安泰價值投資)
https://www.facebook.com/antaiinvestment　(此為小揚的粉絲頁)
參與者: 具基本估值能力. 若打算參加者, 請事先跟我(請私訊)提出一個關於估值的case study, 到時候可在會議中分享(最好是以投影片形式呈現, 這樣到時候好跟大家分享). 若有估值的問題, 也可以提出.
Case study可以是美股, 也可以是台股.
時間: 台灣時間07/10 (周六)晚間９點.
預計一個小時(不會像上次那樣冗長了😅): 前30分鐘由小揚做分享, 後30分鐘大家分享估值案例&提問
進行方式: 以Zoom進行(之後會私訊會議資訊給參與者)

🌻Morgan Stanley Mid-year Investor Outlook: A tricky transition

https://www.morganstanley.com/ideas/midyear-2021-global-markets-outlook

🌻在您投資生涯中, 有沒有一些觀念讓您受用很多?
下面這位投資名人的好觀念影響我很深. 他的意思是, 一般投資人, 只要能説出三個買一家公司的理由, 就很夠了. 這也迫使我, 每次在買股票時, 問自己對這家公司的了解有多少. 也會去衡量公司的優點與缺點在哪裡.

"It is vital (重要的) that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks."

全文在此:
Jim Cramer: In Times Like This, Go for the Easy Money
Look at the stocks you own. Can you tell me why you've got them? If you can't answer the following three questions, then have a look at several I like right now.

We've endured the meme stock craziness, with all of its love for heavily shorted stocks. We have watched the collapse of bitcoin to levels viewed as shocking, even if they are still more than double where they were not that long ago. We've dealt with Fed officials making it clear that they are no longer on the side of the bulls or the bears. They are on the side of job growth, but are wary of inflation. We've seen the end of the rush to get vaccines, which means that millions of people are going to get the new COVID variant, because there is no natural immunity to it. We've watched as the hopes for an infrastructure bill have collapsed. We've endured shortages of everything from chips to plastic to imported goods and labor.

And we're still standing, yeah, yeah, yeah.

Yep, we are in one of those halcyon moments, where the masks are off -- even if they shouldn't be -- and Americans are back doing what they do best: consume, spend, go out to eat and then consume and spend some more.

There are times in the stock market where the collective mindset is revealed. This is one of those times: Things are cool, it's not a big moment, there's no real news for a bit, it's the historically strong period and we can reach some conclusions about where we are.

When things are like this, it is important to remember that buyers like to revert to tried-and-true companies that thrive no matter what. These are companies that have an edge and are better at what they do than other companies.

You know that I am a great believer in index funds, that the average person doesn't have the time or the inclination to research individual stocks. It's a difficult barrier. I think you need to make time to read the quarterly report and listen to the conference call, to Google articles and, if possible, get some research about the companies you own. It is vital that you know what you own, that if I asked you on the street why you like a certain stock, you can give me three reasons. If you don't know how they make their money, who their key clients are and what they make if, then I will tell you that you are over your head and should not own individual stocks. I am reminded by this, because, once again, without a mask, I can be recognized and if I am not holding "Nvidia the Second," I can carry on a conversation.

I have had many in the last two weeks and when I have asked this litany of questions, I find myself at a loss as to why almost no one knew what they owned. But they thirsted for individual stocks, because they, like me, think things are better post pandemic. No, that's not a facetious comment. Many, many stocks did better with a stay-at-home economy. A huge number.

So what do I do? I revert to what others do when you are stumped about how to stay in touch with stocks, but want to do less homework. That means buying stocks that are accessible, not stocks like Unity (U) or Snowflake (SNOW) or Twilio (TWLO) or Okta (OKTA) .

I revert to normal businesses people know and I suggest they Google some articles, peruse the conference call, but, above all, like the company's products so you can buy more if it goes down.

Here's some that I have been telling people I like:

First is Ford (F) . I think the Ford lineup is amazing. The electric F-150 series will be incredible. I am eager to get a Maverick for my family, because it is a smaller pickup that will get the job done for the myriad little things I need to do with this farm I bought from that crazy bitcoin foray. I like the competitive edge of the CEO, who says he is going to bury Elon Musk when the Lightning comes out. I even think the Bronco is cool as all get out. Most important, though? I think the chip shortage is ending. My semiconductor friends are telling me the foundries are producing more feature-rich chips and that means Ford can pump out the trucks small business people love and need. Plus, the used car prices at last have plateaued, according to their most important pricing index. Halcyon times.

Second, Costco (COST) : The samples are coming back. Tell me you don't love the samples. You need things in bulk. You want low prices. You want to get all of the things that people don't think of with Costco, like insurance, hearing-aids -- hey, they are a fortune -- jewelry, things around the house. You go and you will buy far more than you first came for. My kind of store.

The kids love this American Eagle Outfitters (AEO) , which we just bought for my charitable trust, which you can follow along by joining the Action Alerts PLUS club. Jay Schottenstein, the CEO, came on "Mad Money" recently and it's clear that his Aerie model has real staying power: 26 consecutive quarters of double digit growth. No flash in the pan, that one. Number one brand in jeans for the 15 to 25 year old group. The best in the mall. How did I know this? I see the credit card bills.

I got up this morning to do my physical therapy. I have been doing it ever since I hurt my back in February. I have this really cool pair of sneakers that fit me perfectly and I love them, but I am fortunate enough to have a vacation house and I am always taking those shoes with me.

So I went on Amazon (AMZN) this morning and lo and behold I saw them for half price. I bought two pairs. Then I went over everything I have bought in the last year and got a bunch of those things. Then I bought a pair of binoculars, because mine were stolen. I paid half price.

Yep, Amazon's universal. I was talking to Alexa, while I was ordering, getting some new music on, asking questions. I saw that despite all of the Sturm und Drang of Amazon being late with things, all the delivery dates were within range. I didn't click on any ads, and I didn't need the speed of Web Services, but the whole thing reminded me about how special the darned company is. I don't care if it's ahead or behind plan for the moment. I would just buy some more when it goes down.

Finally, Apple (AAPL) . I think people who don't own Apple should look what they are holding at this very moment. Yes, right now. Or look at what's in your lap or on the table besides your fork. And then think about the bill you paid last night without knowing it. Think about what you bought in the App store yesterday. Think about what would happen if it would break or get stolen or, left in the Uber (UBER) , or heaven forbid, be dropped into the pool or in the, yes, toilet.

There, that's what you buy in halcyon times. Stocks of companies you know that if they go lower, because things get less halcyon, you are fine with it and buy more. If things go up, believe me, you will participate.

So accept the moment. Don't try for the hard money. Go for the easy kind. That's the best kind.

https://realmoney.thestreet.com/jim-cramer/jim-cramer--15692051

Picture: 牡丹(peony)花開. 恨不得院子裡有一塊地是牡丹園.

【你心中的央掘魔罗】THE AṄGULIMĀLA IN YOU
（English writing below)

在我的YOUTUBE頻道上，我每天都收到好一些留言，雖然我不曾在影片中說過：「請按讚、留言和分享！」。

有一部份的觀眾會辱罵我、取笑我或嘲諷我，但我大部份的觀眾都會鼓勵我、感謝我及問一些有深度的問題，提升自己的智慧。

看了這影片後: https://youtu.be/m5l01u-mDIw，

💁🏻‍♂️Patrick先生留言：
老師 不好意思我想請問您 因為那些惡人 今世可以賺到不斐的財富 是因為前世他們累積了不可思議的福報導致 那麼佛教有種說法 就是我們累世輪迴 這一世就是靈魂繼承上世的修行程度

你修的好的地方（善緣福報）你修的不好的地方（惡緣惡報）都會帶來這一世讓你繼續修

最終目的就是修到大圓滿 然後成佛

可是我的問題是 那些惡人如果上世能夠累積到這麼多的福報 那麼本質上他的靈魂就一定是善的居多 怎麼這一世會偏差的這麼遠呢？ 令人費解@@ 不好意思想請教老師...

👩🏻‍🏫 我的回覆：
您好，菩薩有隔世之迷，而且人之初，性混沌，遇到善緣，人會變善，遇到惡緣，人會變惡。

但問題是，修過福報的人，不一定是守五戒的人，因為他們可能不曾修過智慧，習性特重，便不會產生這定力不去犯錯。

打個比方，成龍享有巨大的財富和名氣，和他喜歡做慈善的心性有關係，但他還是犯了淫，因為定力不足，喜色成性。後代房祖名吸毒不爭氣，成龍受千夫所指，也是邪淫果報之一。

喜做善，不代表沒有在行惡。行了惡，又沒有懺悔，就會有這般善惡交叉的命運。但惡人再惡，善緣臨時也會有放下屠刀，立地成佛的一天，如佛陀弟子央掘魔罗。

他曾經是個殺人不眨眼的連環殺手。為了要達到殺一千人的目標，他窮追著佛陀。只要殺了釋迦牟尼佛，央掘魔罗就大功告成，誤認為自己可以升天了。

可是無論他跑得多快，他就是追不上近在眼前緩慢走著的佛陀。

於是，他大聲呵斥要佛陀停下來。佛陀頭也不回地說：「央掘魔罗！我早就停下來了。沒有停下來的是你。」

朋友，你心中的央掘魔罗可也停下來了嗎？

還是你依然在種著惡因，傷害著自己呢？

___________________________________

I get many comments everyday on my Youtube channel, despite me never saying "Please like, comment and share" in my videos.

Some are just scolding/mocking/taunting me but most of my audience thank me, encourage me and make the effort to ask insightful questions, so as to increase their wisdom.

Under this video: https://youtu.be/m5l01u-mDIw

💁🏻‍♂️ Mr Patrick commented:
Excuse me, Teacher, I would like to ask you. Those evil people can earn huge money this life, due to the incredible good fortune they amassed in their past lives. In Buddhism, it is said that our souls in this life inherit our cultivation from our past reincarnations.

The areas that you have cultivated well (positive affinities + good fortune) and the areas that you have not (negative affinities + negative karma) will follow you to this lifetime for you to continue your cultivation.

The eventual goal is reach the Great Perfection and then attain Buddhahood.

So my question is, if those evil people can accumulate so much good fortune, then intrinsically his soul should have more good in it.

Why do they end up deviating so far? This is perplexing. @@ And I would like to seek Teacher's advice.

👩🏻‍🏫 My reply:
When a Bodhisattva is reincarnated, He becomes ignorant of His past life.

Also, Man's nature at birth is muddled. When virtuous affinities arise, Man can become virtuous. When malevolent affinities arise, Man can become evil.

The thing is a person who have cultivated good fortune may not be a person who abide by the Five Precepts. He may not have cultivated his wisdom and retains many undesirable habits, so he lacks the meditative strength to restrain himself from doing wrong.

For example, Jackie Chan enjoys great wealth and fame, which is correlated to his love for philanthropy. However, he still committed sexual misdeeds, due to his inability to control his sexual urges and habitual lust. His only son, Jaycee Chan, unfortunately turns to be a drug addict for 8 years, a huge disappointment to many, and Jackie Chan got universally condemned again. Such is one retribution of sexual misconduct.

A person who likes doing good is not a virtuous man, if he also commits evil. When there is no repentance after evil is done, we will end up with a destiny that crosslinks good and evil.

However, no matter how evil a person is, when his virtuous conditions arise, there will still be a day when the butcher will lay down his knife and become a Buddha.

Just like Aṅgulimāla, who later became Buddha's disciple.

He was a serial killer, who wore the fingers of his 999 victims on a necklace. He was chasing Buddha to murder him, so that he can reach his goal of killing 1000 people. He wrongfully thought that would ascend him to Heaven.

Yet no matter how fast he ran, he could not catch up with Buddha, who seemingly was just walking slowly not that far away from him.

He yelled at Buddha to stop, and Buddha said, without turning his head:

"Angulimala! I have already stopped. It is you who have not stopped.”

My dear friend, have the Angulimala in you stopped?

Or are you relentlessly planting seeds of evil only to inflict misery onto yourself?

【業力的黑洞】THE BLACK HOLE OF KARMA

（一）

「我不是叫你帶筆記本嗎？」

我看著男客人擺在桌上的那僅僅一張A4紙。

男客人不好意思地說：「我忘了。這是跟櫃台取的。」

「我千里迢迢來到這裡，因為你說你要改命。你就拿這樣一張借來的紙，來改命？一個半小時的看八字，夠你寫嗎？還是你不夠寫時，又要浪費我的時間去借紙？你的認真在哪裡？」

我雙眼直視著男客人的眼睛。

他連忙站起來，去借了多幾張A4紙。

•

（二）

「你怎麼帶那麼小的本子？夠寫嗎？」

我不可思議的看著，那如信用卡一般大的記事本。

男客人答：「可以啦！我只寫重點！」

「你這個是懶。我的每一句話都是重點。你的八字在我手上，你是怎樣的人，你不要以為我不知道。你不要跟我瞎掰，更不要有寫沒寫的，然後事後又發私訊重覆性的問回我一樣的問題，因為你沒有用心思寫下來。樓上有書店，要嘛你現在去買，我給你十五分鐘，要嘛我們今天就不看你的八字。你自己選。」

男客人十分鐘內，買了A4本子。

•

（三）

我為即將結婚的男客人看新家風水。

他來過我的風水講座數次，閱讀我臉書也有兩年多時間，應該很熟悉我的性格。事前，我提醒過他兩次要帶筆記本，兩次兩次他都跟我說謝謝提醒。

站在客廳看風水時，他抽出那張A4的屋子平面圖，壓在手掌心寫。

「我不是已經叫你帶筆記本嗎？」

他笑笑不語，沒有解釋，沒有道歉。

新家風水那麼重要，關係到你和你家人未來至少五年的興旺，你就在這一張軟綿綿的紙上寫兩個小時的筆記嗎？

以我對客人的要求，我本會叫他到外頭買筆記本，我們才繼續看風水。

但那天，現任屋主還住在那個單位，是特別約好時間讓我們進去看風水，對方也在等著我們完事後就要出門。

想想他過去兩年來常在我臉書貼文按讚，就給他一點面子，讓他在女朋友面前好下台，也算是報答他的支持。

於是，我看在眼裡，記在心裡。依我的經驗，沒把筆記寫好的，必會再來問我。

幾天後，他來訊詢問。當中有幾個問題，我當天已解說過。

我回他：「我雖不介意回答已經回答過的問題，但如果你那一天有帶筆記本，你必會抄下來。」

也就不用再問。

我也寫道：「我對你有點失望。」

他回我：「我明白也注意到你的失望。以後會更留意自己的念頭和舉止。」

「你應該跟我道歉。你忽視我的善意提醒本就不對。」

也猶如騙了我。如果你當初不想帶，直說，不要以假謝謝敷衍。

男客人過後道歉，也大方的同意我把這件事情寫出來，警惕大家。

如果你的未來註定會坎坷，無論是婚姻、事業、家庭或財富，你要比任何人都更注意你的一舉一動。

因為你細小的念頭，細微的決定，會一步一步引你掉入你命中註定的歹運。

你會漏掉寫下我千交代萬交代的事情。

你會寫錯、聽錯、記錯、做錯。

你身邊的人會影響你，告訴你不要聽我或任何能幫你改命的話，你如何如何讓她他不開心不舒服。

你會有錢也不要出錢，只是一直想博取我的同情，得到免費的幫助，然後稱說自己沒有錢。

你會任性，你會執著，你會覺得風水命理沒那麼厲害，你自己說了算，雖然你根本不怎麼樣。

因為你已變成一個弦线上的小木偶，被你那無情的業力操控著。

我的嚴厲，是要及時拉你一把，不要「青青菜菜」的過活，不要拖累你的家人和你一起遭業報。

不是每個人跌倒後，都能夠爬得起來。

誰不想做好人，讓每個人都喜歡自己？但自古，慈母多敗兒。

在現今社會裡，男人女人的自信，都是來自於事業，但每個人的幸福，都是源自於家庭。

所以千萬千萬不要自私。

...................................

（1）

“Didn't I tell you to bring a notebook?"

I looked at the lonely piece of A4 paper the male client placed on the table.

Slightly embarrassed, the male client said, "I forgot. This was obtained from the counter."

"I come all the way here because you tell me you want to change your destiny. You bring this kind of paper to change your life? My consultation is 1.5 hour and you think it's enough for you to write? Or when you run out of space, are you going to waste my time to go and borrow paper? Where is your seriousness?"

I looked at the male client straight in the eyes.

He hurriedly stood up and borrowed a few more pieces of A4 paper.

•

（2）

"Why did you bring such a small notebook? How is it enough for you to write?"

I looked at the credit-card-sized notebook incredulously.

The male client replied, "Can! I only write the important points!"

"This is your sloth. Everything I said is important. Your Bazi is in my hands. Don't think that I do not know what kind of person you are. Don't talk nonsense to me. Don't write selectively and then later send me PMs asking me the same questions that I have answered in this consultation, just because you didn't put in effort to jot it down. There is a bookshop upstairs. Either you go and buy now. I will give you 15 minutes. Or we will cancel today's consultation. You decide."

The male client returned with a brand new A4 notebook in ten minutes.

•

（3）

I was doing a Feng Shui audit for a male client who was getting married.

He came to my Feng Shui workshops a few times and have read my Facebook for over 2 years. Prior to the audit, I reminded him twice to bring a notebook and twice, he thanked me for my reminders.

While standing in the living room doing the Feng Shui audit, he drew out a A4-sized floorplan and wrote on it, with his palm as the backing.

"Didn't I already tell you to bring a notebook?"

He smiled back at me. No explanation. No apology.

The Feng Shui of a new home is so important because it determines the future of your family luck for at least the next 5 years. And you are going to write on this floppy piece of paper for the next 2 hours?

Given my expectations of clients, I would have told him to go and buy a notebook before I continued my audit.

But that day, the current owner was still living in the unit. It was by appointment that we were let in to get the Feng Shui audit done. The family was also waiting for us to finish things up, as they were going out.

I thought of the many times that he had Liked my FB posts these two years. So I decided to give him some face, and not make things difficult for him in front of his girlfriend. Also a very tiny way of me thanking him for his support all these while.

Hence, I put this incident in my heart. From my experience, I know that anyone who did not write the notes well will definitely come back to ask me again.

A few days later, he sent me messages, some of which were raising the same questions that I had explained on the day of the audit.

I told him, "While I do not mind answering the same questions again, if you had brought a notebook that day, you would have written it down."

You and I would not need to repeat ourselves again.

I also wrote, "I am slightly disappointed in you."

His reply, "Well noted on your disappointment. Will pay attention to own thoughts/actions for better changes."

"You should apologise to me. It is wrong of you to ignore my reminders to bring a notebook."

This is akin to lying to me. If you do not wish to bring, say it outright. Don't brush me off with perfunctory thanks.

He did apologised later and graciously gave me the permission to write about this, to remind my readers.

If your future is destined to be difficult, be it in your marriage, career, family or wealth, you must be extra observant of your every action and deed.

Because every little thought of yours, every seemingly minor decision you made, will lead you step-by-step to fall into the manhole of your pre-destined bad fortune.

You will miss out on what I repeatedly tell you to do.

You will write wrongly, hear wrongly, remember wrongly and do wrongly.

The people around you will influence you. They will tell you not to listen to me, or any well-meaning advice to transform your destiny. They will say that you doing so is making them unhappy and uncomfortable.

You will be unwillingly to fork out money even when you can afford it. You want to live off the compassion of mine and get free help, on the empty claim that you have no money.

You will be wilful. You will be stubborn. You will think that there is no big deal about Chinese Metaphysics and that what you say matters the most in your life. Despite not having any ability or past achievement to support that fat bold claim.

Because you have already become that little string puppet, being dangled around mercilessly by your negative karma.

My sternness is to pull you away from that manhole of mishaps. Do not live your life in a blur. Do not drag your family down with you to suffer at the hands of karma.

Not everyone can stand up right again, after a really bad fall.

Who doesn't wish to be that well-liked person? But since ancient times, an overly loving mother often leads to a useless son.

In modern society, the self confidence of every man and woman tend to come from his/her career. But happiness and bliss will always come from your family.

So never ever choose to be selfish.