ข่าวประชาสัมพันธ์..
แสนสิริ เสนอขายหุ้นกู้ด้อยสิทธิที่มีลักษณะคล้ายทุนฯ ดอกเบี้ย 5 ปีแรก 8.50% ต่อปี
บริษัท แสนสิริ จำกัด (มหาชน) หรือ SIRI มีแผนเสนอขาย Subordinated Perpetual Bond หรือ หุ้นกู้ด้อยสิทธิที่มีลักษณะคล้ายทุนฯ โดยการเสนอขายหุ้นกู้ด้อยสิทธิที่มีลักษณะคล้ายทุนฯ ครั้งนี้ เป็นการวางแผนด้านการเงินเพื่อรองรับการเติบโตในระยะยาวของบริษัท เพื่อให้เป็นไปตามเป้าหมายของการรักษาความเป็นเบอร์หนึ่งในเรื่อง “แบรนด์อันดับหนึ่งของคนอยากมีบ้านในวงการอสังหาริมทรัพย์ไทย” อย่างต่อเนื่...
Continue ReadingPress Release..
Sansiri offers to sell inferior loan shares with similarities. Interest 5 first 8.50 % per year.
Sansiri Public Company Limited or SIRI has a plan to offer Subordinated Perpetual Bond or Unintelligible Equity Equity by proposing to sell inferior equity equity with similarities. This is a financial planning to support the long-term growth of the company. To meet the goal of maintaining the number one in ′′ the number one brand of people who want to have a house in Thai real estate industry ′′ and maintaining a stable business growth.
Offer to the average investor worth not more than 3,000 million baht. Minimum booking of 100,000 baht and multiply 100,000 baht per time. Interest rate in the first 5 years equals 8.50 % per year. Pay interest every 3 months.
Sansiri is the leading real estate company in Thailand. It has been in business for more than 36 years. There is a project in Bangkok (90 %) and other provinces (10 %) covering all groups of single, townhouse and condominium. Niams include the price level that drilled Mass Market group from 1.2 million baht to Luxury items that drill high-income groups, including joint venture for condominium projects with big business groups such as venture. With BTS group and Tokyu Corporation from Japan
As Sansiri has a comprehensive project, all products help to diversify risks of companies. For example, if any cartel or product level is affected by the economy or popularity, companies are capable of having products that respond to a product or a price level of product. Another product group has made it not to lean on the income from the product or one customer group.
In addition to the main income from property development, the company also has income from other businesses to distribute risks.
1. Project management income and representative in buying, selling and renting through the company. Plus Property Company.
2. In 2017, the company expanded its business to foreign countries by acquisition of Hotel Chain named The Standard with hotels under international management such as New York, LA and London.
3. Investing in technology businesses through the Corporate Venture Capital of a company called SIRI Ventures to find investment opportunities in new technologies around the world.
Income and profit of Sansiri
Year 2017 Income 31,757 million baht. Profit 2,824 million baht.
Year 2018 Income 27,146 million baht. Profit 2,046 million baht.
Year 2019 Income 26,291 million baht. Profit 2,392 million baht.
Sansiri's results may be going up and down each year, depending on the delivery of the project each year.
In addition, the past investment started to make some profits to Sansiri for the first quarter of this year. The company recorded the profit of Co-working Space shares called JustCo by record profit of over 700 million Baht.
What is the plan for future Sansiri growth?
Sansiri has announced its goal to be 1th in the Plains (House and Townhome) project, which proceeds from Plains are relatively stable in comparison with condominium project to help fluctuate income. Less in the future
Including Expansion of The Standard Hotel and International Investments to continually expand the revenue base and distribute the company's risks.
In addition, Sansiri has a plan to push sales to grow to 120,000 million Baht within 3 years with strong proactive business plan. 3 ways include:
1. Plans to launch a new project that is tightly transformed to any situation. In half a year after assessment of scenarios, Sansiri has a business plan to move forward to launch 14 new residential projects to support 14 single houses. 6 Townhome and mix project 6 more projects worth 15,200 million baht, including 2 condominium launch plan. Total value of 2,500 million baht.
2. Good stock management. Now Sansiri has ready-to-sell products worth around 7,000 million baht, which is a balanced amount in the market.
3. Strong cash flow management and good liquidity allocated Cash Flow. The company's turnover is up to 10,000 million Baht. It's ready to run the business and is strong in every Council. The company has also scaled the 2563 sales target. Increased to 35,000 million baht, up to 76 % from the last year with total sales of 21,000 million Baht. Due to the result of the business just 5 months ago, it generated sales of over 22,000 million Baht. Growing to 168 % from the same period of the year before
For Sansiri's underlying loan, Sansiri will be reserved between 22-25 June 2563 The company's credibility ranks at BBB +/ Negative and the trust of the loan. At BBB-Ranked by Tris Rating on April 1, 2563
Important terms of inferior loan. The right that resembles the capital comprises.
1. The age of the stock loan is the loan. This time is the loan. No age of the shareholder has no right to give the loan to redeem the lender before the due to redemption. But the lender has the right to redeem 5 years.
2. How to get a refund. If the company finishes the business, this loan will have a decrease in debt after the general creditor, but before the ordinary shareholder.
3. The loan issuer has the right to postpone the interest. This loan, the loan shark can delay the interest by flattering to pay any day. No time and number of times. But if delayed the interest of the loan, the lender will be paid. Cannot announce or pay dividends to shareholders.
4. Interest rates will be fined every 5 years based on 5 years of government bond yield.
Interested people can ask for more information from 6 top financial institutions:
Bangkok Bank. Call 1333
Krungthai Bank. Call 0-2111-111
Kasikorn Bank. Call 0-2888-8888 Press 819
Siam Commercial Bank. Call 0-2777-6784
CIMB Thai Bank. Call 0-2626-7777
And the Bor. Finn cuddle p.m. Cyrus call 0-2658-9500
Or www.sansiri.com; call. 1685
Or more details can be found from the listing, bidding, and prospectus at www.sec.or.th
< Important Warning >
1. Understands of the right to resemble capital. High risk product. Investors should study and understand the product characteristics, conditions, returns and risks before making investment decision. Investment is risky. Please complete the information before making investment decision. Investors can be able to. Discover details from the listing and draft of prospectus at www.sec.or.th
2. Bond market in Thailand has low liquidity. Selling instruments in secondary market could be reduced or increased by depending on market conditions and demand.
Top 3. credibility of a regulator is just an investment decision-making data. Not an introduction of trading on a proposed bond and not a guarantee of the ability to pay the debt of an instrument and when the loan issuer stops paying interest. (In case the company is not informed. Postpone the interest of loan) or early money is default to pay the loan debt (default). If the loan issuer declares bankruptcy or defaults to pay the debt, the shareholders, and other creditors of the company, the loan will have the right north. Common shareholder of the company, issuer in the assessment of the credit risk of lenders, investors can see the results of the credibility ratings of the lenders or lenders (credit rating) provided by institutions. Risk rankings, making investment decisions if credit. Rating of low borrower or lender shows that credit risk of lenders or lenders is high. Returns of investors should be high to compensate for the high risk of lenders.Translated
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MOU Singning Ceremony Between Bank Islam Malaysia Berhad and BerryPay
Personally, I like to invest in start up companies particularly in smart technology sector. One of my investee companies is BerryPay. I was also made the Chairman of the company.
BerryPay is a virtual banking platform which was first introduced in Indonesia in 2014 in BlackBerry version to enable payments for utility. It grew since then from 3 utility payments to more than 80 banks and 71,000 ATM machines in 2015 and 2016 respectively.
The good thing about BerryPay is that it helps to onboard many unbankable to become bankable and to serve underserved segment of the society by creating for them a virtual bank account without having a brick and mortar relationships (in the form of bank branches). Many recent reports tend to suggest that mobile technology is not only the alternative to brick and mortar economy and to laptop and desktop but will aolso become the ONLY device of all human transactions in the future. Everyone can own a smart phone.
BerryPay is expecting to onboard around 1.5 million zakat payers and fee collection in Indonesia and we are targeting to manage circa 10 millions members in collection in Indonesia and Singapore by Q4 2019. While being compliant to Shariah principles, it is also embedded with A.I. and ML (anti money laundering) capabilities. We intend to roll out to Bangladesh, Mynmar, Philipiness, India, UAE and Saudi where the is correlation between the workers (unbankable) and the employers.
By having this cutting edge technology, we can make financial product inclusive which is part of Maqasid Shariah and World Bank aspiration.
We are grateful to BIMB particularly Mr Ahmad Muazzam, the CEO for having trust in BerryPay ( and our new disruptive technology). We would like to believe that this will be a win-win case for everyone. We are more excited as this can serve the underseved segment of our society better and smarter.
If you want to be always trendy and relevant, invest in the future. I have three investment in the future, namely MyFInB (fintech), BerryPay and EnergyCo (alternative diesel). Each of them makes me always challenged but excited.
MDB
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【賭上靈魂的女人】
青竹蛇兒口,黃蜂尾上針,兩者皆不毒,最毒婦人心。
I have a Bazi client, who has been a social escort for over a decade.
She didn't tell me the truth at the start. In fact, she "challenged" me to use my 6th sense and offered her Bazi.
I do not need your Bazi to read you inside out. Also, Bazi analysis is a highly methodological and scientific method to understand a person's past, present and future Destiny. I'm no medium. There is no 6th sense needed.
Over the many short messages before our meeting, she expressed her shock that I could read so much from merely her words.
I didn't have her birth details at that time, nor had I seen a single photo of hers.
With the internet era, a competent Metaphysics practitioner must have the ability to dissect a person's true character and intention, even from a simple "Hi".
Impossible? Too judgmental? You just haven't met a seasoned human scanner in real life. Or you don't know the true you well enough to see the rock hard truth in our words.
While messaging me questions about a (legitimate) business of hers, I replied with a verse written by my Grandmaster, Living Buddha Lian Sheng:
"君子愛財,取之有道。
不義之財雖到手,
無限後患跟著來。"
(While wealth is covetable, a gentleman makes his wealth through just and ethical means.
Ill gotten wealth, though in your hands, will elicit endless troubles pouring your way.)
She was astounded and asked, "Do you actually know what my job is? This is shocking..."
I guess I passed her challenge with flying colours.
.
She wasn't a sex worker, due to harsh circumstances like severe poverty or mountains of heavy medical bills for her family.
A drunk gang rape incident in her uni days changed her views on men and she wanted to take revenge on men. She lived a life of drugs and alcohol in between her lectures.
The way I see it, is her obsession for money that caused her downfall.
On one hot summer day in 2006, she answered a social escort advertisement. She was barely 21 and was influenced by what she read online.
The "Mama-san" who looked her over told her she needed to put on weight.
She was surprised. Wasn't it easier to earn money with a slim figure?
The Mama-san snapped, "Nonsense. Most men dislike a woman who is too slim. They prefer those with some flesh."
She silently made a promise to herself to swallow more burgers.
Her first client was an Arabic businessman. She was paid US500 for one hour.
That virgin taste of easy money lured her deeper and deeper into the abyss.
Clients of powerful backgrounds, Singapore and overseas, single and married, private and government sectors...one-on-one, multiple players, mass orgies...
She lived like a bird freed from her cage. Suddenly she could buy anything she desired, just by sweet talking and giving lusty men access to her nubile body. She was in and out of hotels, as frequently as 5 times a day.
The carefree lifestyle, the freedom of not answering to any boss and those money that poured from the sky was her drug.
In her own words, she was "the woman that all wives curse and fear".
She referred to herself as the woman the wife will loathe to find traces of existence, when the wife checks her husband's handphone with trembling hands.
It was as if she took pride in that.
How did her cause of seeking revenge on men become a twisted path of demolishing other women's marriages?
.
It didn't take her long to accumulate 6-figures in her bank account.
The more money she had, however, the more insecure she became.
She worried about losing it all. She deeply craved the warmth of love to complete her soul.
She was only 22. The client was manly, handsome and charming. He gave her $20K for her company.
She badly wanted him for her own. To be his wife.
With $100,000 withdrawn, she gave it all to her 2nd Mama-san. She decided she would use black magic to lock his heart. And soul.
But it was a fraud. The Mama-san started exhorting from her.
She was desperate and down to her last $2. She began stealing from her family and lying to feed the incessant demands and threats from her Mama-san.
She gradually realised this was her retribution of selling her body for quick money.
However, this new realisation didn't change her a bit.
She met a new client, Dave. He was a married man. It was love at first sight for her.
The initial joy she had from the money and attention he showered her blinded her wisdom to the extramarital affair.
She stayed in one of Hong Kong's expensive apartments at a prime district. But it soon became an soulless shell of loneliness that prompted her suicide attempts.
Dave coldly dumped her like a hot potato, as he didn't wish to handle an emotionally volatile woman.
.
Ken told her she bore an uncanny resemblance to his first love. She fell hard for his sweet words and gentle demeanour.
He weaved a forlorn tale of an emotionally abusive and lonely marriage, and how it was impossible for him not to to be attracted to her.
They travelled greatly and dined at expensive restaurants.
To have a married man giving his heart to her, was like tasting the forbidden apple. That first juicy bite satiated her craving to be desired. And to win another woman.
This time, she decided she would use black magic again to break up his marriage. She coveted that role of his wife. A permanent and lasting relationship, finally.
Black magic uses the dark forces of ghosts to carry out the client's wishes. She paid a good US$10,000 for a famous sorcerer and another US$4000 for her Thai amulet and mud puppet.
Did she capture Ken in the end?
They got into physical fights crazily. The amulet that controlled the ghosts backfired, and her sanity was devoured by the ghosts.
.
Her craziness drove her to swallow 200 sleeping pills and cut her wrists. ANYTHING to have him stay with her. Ken was horrified and visited her daily at the hospital. She felt triumphant. Finally, he was at her beck and call.
The happiness was short-lived. After her discharge, he broke up with her when he was on an overseas stint.
She went absolutely berserk and grabbed a knife to her throat. It felt that the ghosts wielded full control of her mind and body. Her mum kept yelling at her.
The realisation of truth came too late for her: A man, who lied to his wife and had an affair, will never be honest with her. Once a liar, always a liar.
She was warded into the high-dependancy unit at the mental hospital. Everyday, she was surrounded by suicidal and high-risk patients. They were bounded at their feet and hands. It was a petrifying sight. Was this the end of her life? She wasn't even 28. How did she allowed a man to destroy her prime years?
She sought to understand love and karma. She delved into Buddhist books, wanting to know what caused her to lose her mind. She started to have deep regret about taking short cuts in life and her laziness in earning money the ethical way. She saw, on her hands, the fresh blood of people's happiness that she had killed.
But the greed and anxiety in her couldn't be satisfied with a regular job. Or a single man who doesn't make enough to provide for her.
She was needy, attention-seeking and quarrelsome. I had called her a yoyo. I had spent many hours over a few months, replying to her messages.
Every day, she fought hard against the temptation to take up another escort job
.
「捨邪歸正」
I lost count how many Masters she sought advice from before she found me online.
She read my posts and was amazed by my tenacity to take failures.
She watched my video on suicide and became aware of the Hell that all suicide victims go to. To repeat that act of killing themselves every day at the same time they died.
Among the many things I said at our consultation, I could tell her the age range she sold herself and that it was a elder lady who gave her the chance. She was surprised at my accuracy.
I told her the only way out was to sincerely repent for her past misdeeds. Blind listening to Buddhist chants and sutras would do nothing to change her fate. That is passive. Being active is to recite it and abide by the precepts.
I instructed her to write out her story in as much details as possible, to lead other sex workers, or wannabes, suicidal people and men with affairs to the Right Path.
This was one of the fastest ways I know that can change a disastrous life around.
All the Thai amulets, crystals and pendants she stashed in her room MUST go. She spoke of their decreasing power over time, and it seemed like a never-ending black hole as she kept on buying more and more to help her legitimate business.
She asked whether she would be able to get a publisher to buy her story.
I told her to forget about making money from her book. Give it for free. Post it online. Somehow, somewhere, everywhere. Get the story out. Fast.
When her boyfriend left her a sum of money, I insisted that she returned it. Don't take money that you didn't earn it rightfully. She said that was her breakup fee. I put my feet down, and said it was a proper relationship between two singles, and she caused the breakup. Why would she need money for loving a man who had loved her?
She promised she would write her story.
But she lied to me. Just like how she lied of making the $49 donation the next day, before seeking a Bazi consultation with me.
She went to the Guan Yin Temple at Waterloo Street, and sought a divination stick. It was her favourite activity whenever she was troubled or at a dilemma.
Right after she left the temple, she messaged and questioned why she received a 下簽 (bad lot) for my recommendation.
I asked for the number of the divination lot and the actual question she posed.
"I want to write a story about my life to encourage women not to sell their bodies and for married men not to have affairs. I may be hurt or sabotaged by people, so please protect me."
That didn't sound like a question. But the Bodhisattva had a way in teaching sentient beings.
I was dumbfounded at the Bodhisattva's omnipresent accuracy and foresight, when I saw the divination number.
It was a bad lot indeed, but not because of the solution I gave to my client.
.
「莊子試妻」
Zhuangzi was a famous and well-respected Chinese philosopher of the Warring States Period.
One day at the mountains, he walked past a new grave and saw a woman kneeling over the freshly turned soil, hurriedly fanning it.
Not understanding the woman's behaviour, Zhuangzi asked for her intention.
The woman replied, that her husband lied beneath the soil. Before he died, he had said she could only remarry, when the soil of his grave dried. It was the rainy season at that time, hence her fervent fanning, so that she could quickly seek a new man.
Zhuangzi shook his head, when he heard of her heartlessness.
Unknown to many, Zhuangzi was an accomplished Taoist practitioner. With his supernatural powers, he helped the woman to dry the soil almost immediately. Thrilled at the dried grave, the widow gave her fan to Zhuangzi and hurried down the mountain.
Zhuangzi returned home, singing and waving the fan. His wife, Tian, questioned where he got the fan from. When she heard of the widow, Tian was so angry that she tore the fan into pieces and called the widow shameless.
Zhuangzi pacified his wife and said he had faith in her chastity.
A few days later, he fell very sick and died. Tian was saddened at her husband's sudden death and wept in sorrow
At his funeral, a very handsome young man showed up with his old servant. He said he was Zhuangzi's student, and a son of an important government official.
He wanted to perform the rites of a dutiful student, and helped in his teacher's funeral, by watching vigil for three years.
His good looks caught the eye of the newly minted widow, Tian. She sought to know more his eligibility from the old servant.
Within 20 days, they got married.
On the night of their wedding, the young man was struck with an ear-shattering migraine. Tian anxiously asked the old servant for help. The old servant said his young master had this strange illness since birth. The only cure was to consume the brain of a human. Back in his hometown, the father would take the brain from the prisoners sentenced for death for his son.
But in this remote countryside, where could they find a human brain as medicine?
Tian thought of her dead husband. She promptly took an axe and hacked open his coffin.
Zhuangzi leapt out from the coffin and mused this now-famous Chinese verse, "青竹蛇兒口,黃蜂尾上針,兩者皆不毒,最毒婦人心。"
Tian proclaimed that she heard noises in her coffin and wanted to see if Zhuangzi was alive.
Zhuangzi questioned the red finery on her and the red decor in the house. Tian argued that she wanted to welcome him. So she donned on the wedding finery to get married with him again.
The young man and his servant walked in. They were actually manifestations of Zhuangzi's supernatural powers.
Tian was so ashamed of her heartless and deciteful act that she eventually hung herself.
.
Every divination lot comes with a poem and a background story. This was the background story on my client's divination lot.
The poem states:
因名喪德如何事 卻恐吉中變化凶
酒醉不知何處去 青松影里夢朦朧
Virtues are destroyed in pursuit of self gain. Fear that the auspicious will morph into bad.
The drunkard knows nowhere to go. In the green forest a shadow lingers in a dreamy haze.
.
It is common to encounter clients that lack faith in my recommendations.
Some will ask many questions after our session, wanting to know why my solutions will help them or how I derive my solutions. There are also emotional clients who would flare up and lose all their manners, when they can't get an answer that they like from me.
I don't ask my doctor what ingredient goes into the making of my cough syrup and how it works scientifically in my body.
I take action by drinking it as prescribed. Because based on past experience, I trust that his medicine will work to help my predicament. I don't drink, I continue to be sick, I don't see results.
My suggestions don't require my clients to consume unknown medical liquids into their bodies. Yet few clients take action, when it comes to their Destiny.
Despite me being recommended by their friend who experienced positive results with my help, and have genuine testimonials to justify my fees.
That divination lot was Bodhisattva telling me: My client will not write her story, for she does not sincerely regret her past acts.
It was also a grave reprimand to her to mend her ways before it was too late.
But she didn't see the divination lot in the same manner as I did.
Not only does she lack faith in my words, she distrusted the holy words of the Bodhisattva too.
.
Give money, buy love, buy fame, buy business, buy wealth and buy that. No need hard work.
Such is the sexy appeal of many ghostly amulets. They appeal to people who want many things in life but refuse to follow the Law of Karma, to sow seeds the right way.
I see one client bidded for a Thai amulet from a Facebook Live. Another wanted to buy a multi-coloured bracelet, because "so pretty! Got power some more!" Luckily, his Wife who had learned some Buddhism from me stopped him.
.
In March 2017, this client sent me a message:
"Hi Ji Qian, hope you are well. Good luck for your Home Fengshui For A Happy Marriage tomorrow.
I was looking thru our past convos where we first started speaking online. Yes, Im a spoilt brat and Im a yoyo porcupine. I look at a sentence that is poignant - "the day you stop relying on men is the day you become prosperous". I wonder if that day will ever come. I I finally understand that my Facebook Adverts getting disabled is due to my past karma. And I haven't finished writing the repentance story which u instructed me to write in August. I think I know that I'm half-hearted in repentance, that's why I can't bring myself to finish the story. I'm just wondering if I am supposed to survive on my savings till my Facebook Advert Account get reactivated.
I haven't been able to find any new product to sell since XXX (sales also failing miserably). I am weak-willed and too reliant on men. The only thing keeping me from committing suicide is my mum and because I'm reminded by Shifu's words that a suicide victim is doomed to repeat the same act."
菩薩英明。
.
Last year, I had casually asked if I could share her story. She promptly gave me the permission.
Yesterday, one client called me unempathetic towards him. The way he wrote suddenly jolted my memory of this client. I had taken too long to write her story.
I told her to write in English and Chinese, and she did part of it.
The account you read of her past was adapted from her written work. Though there are many grammar and structural mistakes, she does write very well.
The poison in our hearts will eventually consume our souls if we do not purge it out. What joy is there when we resort to brutal force to keep a man by our side? Should he chooses to leave, that does not discount the value of our self worth. A man who isn't interested in you for the right reason isn't attractive.
The same goes for men who cheat or pay for sex. You are ruining another woman's life when you satisfy your lust.
When you inflict suffering on another being, in return, you get pain and suffering on yourself. So don't sow the seed in the first place. Repentance done right over a period of time can prevent your past bad seeds from germinating, and reduce your suffering.
If there is any merit in sharing her story here, I dedicate all of it to my client.
May she have the inner wisdom and stability to lead a virtuous life.
May she always be surrounded by good teachers to show her the way.
May her vile affinities be broken and replaced by good ones.
May her greed and hatred be subdued.
May she repent for her past transgressions in time.
No matter how long it may take, one step forward into the Light is one step away from Darkness.
.
ཨོཾ་མ་ཎི་པདྨེ་ཧཱུྂ༔
Om Ma Ni Peh Me Hom